Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Since residential insurance often protects your largest financial investment, plan on taking enough time to conduct a comprehensive search of the insurance marketplace when purchasing insurance. The greater the extent of your search, the greater the opportunity to find residential insurance that meets your specific needs. Whether you are interested in purchasing homeowners (including fire only), renters, condominium unit owners, or mobile home insurance, it is important to shop and compare insurance products just like you would when shopping for any other important consumer purchase. (Source: insurance.ca.gov)
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Absolute Integrity Insurance Group
Our names says it all – Absolute Integrity. Since 2003, we have been providing our clients personal service, information and techniques necessary to plan and provide an insurance program that is both beneficial and cost effective.
We are an independent, family owned and operated insurance agency licensed in California. Our goal: to provide our clients with attentive customer service and quality products at the best possible cost.